i received mine today. Havent activated yet, will do it soon. Yes its hercus card, so hopefully it lasts. I plan to deposit around 400-500 euro from my bitcoin wallet to test the card. So i can use for online and inshop purchases. I dont know if its best to use their bitcoin to euro system, or some other exchange method. Like sell to someone at better rates and they send a sepa/switch transfer to me. Cause i think as it is now, it wants around 23 euro for fees(0.0025 btc) to deposit money, plus the transfer fee, plus you are getting a worse sell rate for your bitcoin. Last time i cheked their exchange rate to sell your bitcoin is significantly  less than general current rate. For example, right now their sell rate is 8870 euro/btc at btc-exchange and general market value of 1 btc is around 8970 euro. So if you want to deposit 1 btc , you will get 100 euro less from this rate and 1% or minimum 0.0025btc fee (1% of 9k is around 90 euro isnt it??), plus transfer fees from your wallet. So in in 1btc we have around 200 euro in fees. This kinda sucks big time. Is my math wrong? Luckilly i dont have 1 full bitcoin to worry about loool.

I am kinda thinking whats the best ways to use this card. Like if someone owes me money, or wants to buy my bitcoin, or i sell something and want to get a payment..... i could give them my iban and they sepa/swift my money there. I think its best than using their exchange.  But i see some users saying that getting money from various sources is kinda sketchy and could cause problems. If i deposit btc to euro, like less than 1k euro per month and use it, will it cause problems?