I put 157 coins in a wallet and let it sit since Jan 12 and it's staked and confirmed 4 times. 6 other times it staked, but they resulted in orphans. As for this lending program, I have no idea how it works.

To tell you the truth, I only bought $1k of this coin because I was bored and decided to buy the shittiest ICO I could find for shear entertainment. If anyone put any serious money into this, I suggest you only run this wallet on it's own isolated vm on an isolated network with no other wallets installed. Also, don't use the web browser on that pc either. This thing screams of some sort of scam. I just can't figure out if it's just a ponzi, exit scam, or something even more sinister. Whatever it is, this thing really smells bad.