Ha! Me too! I fall in that category although my hashrate is very, very minor ATM. Lot's on pre-orders but you know how it goes for us folks late to the party.
I am one of the few lucky noobs that have already met ROI so far thanks to arbitrage opportunities even with expensive early mistakes. Had to work for it though, didn't just fall into my lap. Some people are willing to speculate that BTC will appreciate tremendously in the long run & are willing to pay a premium to get in-hand or earlier pre-orders.
I'm a victim of coicumstance! I live in a capitalist society, one I wish was a bit more compassionate, but I digress, so who am I to stop someone from using their free will & speculating or using excess cash if they want to get the latest tech? I've been buying & re-selling new/used electronics like giant CRTs and pre-order Wii's when many of these whippersnappers were still in school. Point of fact: I was learning to program in BASIC on a C-64 when many of these young lads were still swimming in Pop's huevos.
Arbitrage. It's a neat word. Mah word of the day. Young 'uns could do well if they play their cards right if they remember the shovel makers and suppliers make the best ROI in a gold rush.