If you want to save money you can turn your savings into any altcoin, then transfer it to a hard wallet and take it away after a certain time you take it out.
if you truely wanted to save money you should not spend so much to the things that you dont need, my best tip for you to saving money is you should have the discipline on spending your money,you should not buy things that you dont need and try to learn or to have knowledge on how to saving your money. thats the best tip that i can give.