I believe that those who invest a small amount of money, for example, 1000 dollars do not particularly worry about hackers, because the crypto currency itself is an adventure! people are afraid who invest millions of dollars, they should hope that in case of theft they will be reimbursed at least some loss!
I have a small amount on the account. more precisely, there is still nothing. But I'm already afraid of hacking. There are a lot of hacking on the Internet. For me, even 1000$ is very much.