Ripple is not a ambiguous as other currencies. It only focus on international payments, use blockchain block supply for banks with oversea transactions.
Ripple allows banks to save up to 30% of the cost, but for users, this number up to 50-60% for money transfer or payment operations.
Ripple does not have any barriers, payments can be made across borders. Transactions are freedom, directly and immediately with very cheap fees.
I think Ripple is 3rd coin in market capitalization in the cryptocurrency and sometimes its overcome Ethereum. Ripple is known as potential coin in the market with a huge profit margin, interested in investors. The prediction of Ripple price and its investment in 2018 become one of the hottest topics in the investment community.