The decision is made by the Advisory Board who will comprise of 3 people from Tru Ltd (the founders), and 4 Non-Executives Directors who are legally obliged to act in accordance with the refund mechanism- it will include direct investors (with equity). That board will make the decision of whether we've gated or not based on the goals as outlined in the white paper on a simple majority- the Advisory Board may well survey network partners as well in part of their decision making. Refunds will be made proportional to the burn down as per the gates to the wallet addresses given during the token sale. If you want to change your address, email kyc@tru.ltd at any time, but they will require you to prove ownership of the old address and the new address via signed message before making a change to the records.