ripple have a good news background, and many banks in 2018 will begin to cooperate with ripple. But it is centralized, which is not very good for ordinary people
Many ordinary peoples accepting this make huge profit because it focus on the banking market so this will never dropped in future and it is stable profit in every one. I think Ripple ultimate aim is all over the banks are supporting to cryptocurrency in future so that time it will reach a best emerging technology. This price and security system also increased so i believe this is suitable for every people.