Sounds well, but return is quite low only 5% ?
Not really, as far as I know, that's the same return rate of NEO or PIVX. The one that offers most return from staking is DASH, but you must own 1000 DASH and at current price you'd have to invest like 300000$ !!! I'd be glad to know if there're other with higher staking returns, of course
My ARK returns about 12.68% on average. Note that return varies and depends on your chosen delegate.
Thing I love about NEO and ARK is that you do not need to run your computer to stake. Just put in your wallet (in ARK's case vote) and you are done. It earns passive income w/o you doing anything after. No power consumption either or a computer that is vulnerable to cyber attack while running 24/7.
It seems NEO is trending now, everyone is talking about NEO. You made a valid point for cyber attack.