People! please don't look at crypto as an ez money maker, and please don't convert to fiat, I would suggest to USE it rather than spend it.
The next time you pay for something, always encourage them to accept crypto. If they refuse, then so be it, but what you're doing is the effort so that many people will hear about it, and maybe the next time someone asked them to receive payment through crypto, maybe they will change their mind and try it.
This is how your transfer the market cap from fiat to blockchain and this is how you realize true gain, your 10 coins valued at let's say 100$ can go to the moon if more people would switch to crypto.
Please please please, we want a future with just peer to peer txion, F the middle man!
I really respect your idea regarding making crypto involved in daily transactions but here are two major problems involved in carrying out such ventures. They are
1. NO single crypto universally acceptable: Lets face it we still don't know which currency will win the race to being accepted as global currency. People saw bitcoin as the mark but due to its own inherited problems it is losing its charm. So people need a single answer. If I want to give you litecoin but you accept ethereum then we are back to the ancient times of barter system where we want coincidence of wants.
2. NO government support. Let's make it pretty clear no matter how much we boast off about our decentralization there is no way we can escape from the authorities. They will reach to us one way or the other. So until and unless governments start to accept these crypto as legal tender people will never make a mass adoption with a fear of getting busted like in some countries btc is illegal.