Any cryptos using Blockchains in the future will die out because quantum computers are on the way. The new cryptos which do not use blockchains are the future.
In terms of the financial sector, as long as the funds flow in flexibility, some people take the plate, even scams, but also for a long time to play the wind and water. There are countless start-up teams who earn a lot of money by selling their designs. In the vast number of digital currency, you can not see clearly what is hidden under the sounding package of monsters. So I can not buckle all the pots to bitcoin.