I have lots of ripple but it is going down day by day. For me it's not problem because i bought all of my xrp 1/4 of today's value.
I will hodl it to the 10 dollars. I believe that. I hope that

I hope you're right. I too bought ripples at like 20 cents. To me it's a miracle it reached that crazy ATH, it's not worth that IMHO. Sadly Bitstamp was holding mine and prevented me from selling them. I sold the ones that weren't locked at $2.5 and I think I made a good deal.
I just.. don't see why banks would need it.. I don't believe in all that marketing bs, and I believe it went up artificially. But hey again, my wallet hopes I'm wrong & you're right.