We see something different. People do not hold for long time as they invested because they expect profit in reasonable time. A lot of newcomers entered the market in Dec and Jan as they expected further grow. But this has not happened and we see strong dip. Anyway many people need money they invested back so they will sell despite lower prices. Yes brother, arrears and rents are due every month. The way to pay is to sell bitcoins which is happening now.
Which is why you should never invest money you need for your rent and similar things. You cant invest in something and expect to get 10x return in a month. Everyone who sells for a loss now is probably making a huge mistake. When prices start to go up again they will regret their decisions badly. Selling now is a huge misstake! Buying now however is a great opportunity, when the market turns around you can expect great return if you buy around 9k$/Btc