Hi

10% Ripple
10% Stellar L
10% Cardano
10% EOS
20% NEO
20% IOTA
5% Tron
5% StreamR (Totally arguable but for me is the iota competitor so better to have both sides)
5% GAS (If you chose NEO please chose GAS)
5% Any super cheap coin that can moon by especulation
Please ask me any question regarding my thought process so we can begin the discussion
You need to do a lot of research my boy,XRP is the last coin you would invest if you really dont like the centralized fiat system,XLM is a lot better than XRP,ADA is a great project that has a lot of potential to grow,NEO the sleeping beast it is called chinese ethereum because it just a copy of ethereum which has far advance technology than ethereum,why do you buy gas? you can have free gas when you are holding your NEO in neo wallet.