Thanks to the new bitcoin system, you can't create money out of thin air like the banks do today. Nor can bitcoins earn interest (unless someone is willing to part with their coins to pay for it.)
Think of it...the banks create money out of thin air, with absolutely no risk to themselves and get paid interest on it. And when I mean no risk, the contract you sign explicitly says you will pay...or someone else will They purchase insurance, which YOU PAY so that THEY GET PAID if you can't. LOL, absolutely no risk whatsoever.
I love bitcoins because they are decentralized. After securing my bitcoins, I have absolutely no need for a bank. May they wither and die a horrible painful death, those c*cksucking leeches.
If you have to borrow to get what you want, then you're living beyond your means. Don't sell your soul to the devil for a short gain. That burden of debt is gonna weight heavily on your back for a long time.