I'm not arguing your opinion but when it comes to financial we need education about that because if you can see there's so many people have a high salary job but when it comes to saving they don't have, so it's very important that we have financial education. And the number one reason why almost all family members arguing about money because they don't have financial education on how to handle that situation. There's so many successful people have seminars that we can attend to gain more knowledge about financial and that's is important.