I love the project....but there are so many exchanges....Will there be any advantages for potential clients?

Will direct cash deposits / withdrawals be possible? What about credit card payment for tokens?

Will http://tokens.net offer some-kind of insurance for users assets (just recently there was a NEM exchange hack (Coincheck).....previously MountGox hack, Bitstamp hack etc.).

Will there be something similar to FDIC-insurance for TOKENS.NET users?