What? Where did you got this idea that people who are wealthy are the ones that can join ICO's? There's no such as accredited investors, you don't need any permission or status or you don't need to be verified just to be an "accredited investor". If you are willing to invest and you have the fund then you can invest and you can be labeled as an investor. You are understanding those quotes you mentioned in a wrong manner, anyone who's dreaming and working for his goal is qualified to be a wealthy one.