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as i've said ad nauseum, and can be gleaned if one wishes to interpret the events in a logical manner, there was never any intent to deceive.
what i was describing in that paragraph was "market interpretation" of what is happening in aggregate when a company accepts cc's.
The intent to deceive was explicitly stated by you. I'm not going to get into another back & forth where you will deny what you have stated on record. This is childish.