Uh-oh.. Easy there. A crabby representative is a great way to take your investors away. I'm just curious here as you seems like describing two different projects, simultaneously.

In fact, I have actually read your roadmap, hence the confusion. Because on your roadmap, you only put the lending milestone, and not the remittance. And yes, I've seen the "payment" milestone, but it gave me a further confusion as when it is combined with your Q1 2020 milestone of "marketplace" one can assume that what you tried to build on Q4 2018 is a payment gateway to your lending and your future marketplace. I still don't see any remittance. Now that you've state that by "payment" you mean "remittance", it clears a little bit. But... Yeah, a reply that's a little bit more nice will be much appreciated. Thanks anyway.