No Liabilities or debt with BITCOIN:
Bitcoin is a conveyor machine, meaning that there are no liabilities or debts associated with it. You can't get loan from it , or you can't get profit through interest. If you hold it, its yours. And as such, there can be no run on a bitcoin bank. It's Independent.
Although I agree with most of what you say, this first point is simply false. There are liabilities and debt with bitcoin. You dont need to go very far to check it:
https://bitcointalk.org/index.php?board=65.0 (lending board)
You can also check casino investments, or freebitco.in giving a fixed 4% interest on your bitcoin.
A bank could perfectly give bitcoin loans and also pay interest.