I'm really happy for anyone who has successfully disburse a loan via Bitstamp but I would have to be very desperate to trade with such an exchange.

IMHO it's just a matter of time until problems will occur. But unlike Mt. Gox you just do not know who is behind it. My advice: Just hoarding your Bitcoins until the situation has calmed down. And if you sell over Bitstamp, then quickly. But perhaps the platform will developed by time. Such as Poland, Slovenia is one of the most progressive countries in Eastern Europe. I do think that there can raise a functioning business. But of course ultimately depends on the people who run the business.