Post
Topic
Board Scam Accusations
Re: Goose20 outstanding Loan
by
goose20
on 04/02/2018, 19:19:21 UTC
-- RESERVED  (i will respond when i review this) --

In the meantime, my response is:

I am not a scammer. I have not scammed zazarb. Zazarb  opening this as a scam accusation is ridiculous.

Quick facts are:
- in April 2017, i borrowed 0.62btc with a repayment of 0.65btc approx 1 month later. In $$ terms, that equated to loan of $750 with expected repayment of $780.
- This loan was after many dealings and previous loans with zazarb, all which went smoothly and were repaid with interest. Between 10 to 20 deals in all.
- But then the price of BTC started to rise quickly and a lot.
As the price continued to rise, i made 7 monthly part repayments total of 0.455Btc / $1830.
- By November and December the price was up 10x to 20x and it was impossible to keep paying.

This issue is due to the massive increase in BTC price and not my honesty. I have well over 100 successful trades on this forum with a very good record.

Summary
Zazarb = despite the big picture and overall context of the circumstances, i need to keep paying, even though it is many thousands of $$$"s now.
Goose20 = i continued to keep paying month after month, even as  BTC kept rising but it became unfair, unreasonable and unrealistic to continue due to massive volatility and price surge of Btc. The last loan i repaid 0.455btc/ $1830 of the 0.62btc/$750 loan. And of the previous 10 loans including this one, i received a total of 5.745btc from zazarb and paid him 5.930btc. He is at least +.185btc.

Zazarb has said his loaning is not done as a  business but rather as a service to this community. He is well in front in his dealings with me. I can not of anticipated such a huge spike in price.

There are a lot more PMs between myself and zazarb about this issue which zazarb has not posted here. I have asked his permission, and he has approved, that i may post these here to provide a fuller and more proper context. State a fact without proper context is misleading imo.

Cheers
goose20



Quote from: zazarb
link=topic=2881401.msg29611907#msg29611907 date=1517771322
What happened::
goose20 was one of the first with whom I deal in this forum , pp-btc exchange, later loaned him multiple time. Always smoothly, until last loan, where  he lost money in the  margin trade. If from the beginning everything went as normal, by mutual agreement, that later he began to dictate conditions to me, how much he will pay interest, or when he not return by my request  and agreement loan until 27th July and I lost the opportunity
to receive BCH, he disagreed compensate it, later in end of year he said that will pause repayments , because he need money for family and Christmas gifts, and most likely will resume in January. I did not receive any news from him, until today when  ask  him. He respond that he not owe me more, because he calculate that during our entire business period (around 2 year) he paid me more than received!!! Or if count loans in usd, I even earn hundreds percent profits.

Scammers Profile Link:
https://bitcointalk.org/index.php?action=profile;u=109881

Reference Link:
https://bitcointalk.org/index.php?topic=1161170.msg18558792#msg18558792

Amount Scammed: +0.46BTC
Payment Method: Bitcoins
Proof of Payment:
https://blockchain.info/tx/ff80aa3bf0e4954979dca0a11c3f8caa1f6b8b27de808669d5550f5e4c504639

Initial loan was granted on April 12, 2017 , after
He asked  extension, I agreed (he paid interest https://blockchain.info/tx/77415e222e19c7525b0aedbc13c65773b4a3ab0a4cf6d23d59769434d7e788e8)


Hi zazarb,

I am hoping we can extend the current loan. Price of btc has caused losses for me in alt trading - all alts are red negative at the moment.
My loan is due tomorrow for 0.65btc (0.62btc principal and 0.03btc interest).
Can i repay as follows:
-> pay interest of 0.03btc tomorrow, then extend loan to 31 May 2017 and repay 0.66btc (the 0.62btc principal plus an additional 0.04btc interest).

I really hope you are agreeable to this.

Thank you.
Smiley


Asked second extension (interest paid https://blockchain.info/tx/2fbb17a701a6ae05745bc4ba57b4d6b4bcee98c0f8317b7f70ae52c5eabaa0a2)

Hi zazarb,

I am hoping we can extend the current loan. Price of btc has caused losses for me in alt trading - all alts are red negative at the moment.
My loan is due tomorrow for 0.65btc (0.62btc principal and 0.03btc interest).
Can i repay as follows:
-> pay interest of 0.03btc tomorrow, then extend loan to 31 May 2017 and repay 0.66btc (the 0.62btc principal plus an additional 0.04btc interest).

I really hope you are agreeable to this.

Thank you.
Smiley
Yes sure

Awesome. Thank you.

The 0.03btc interest: https://blockchain.info/tx/77415e222e19c7525b0aedbc13c65773b4a3ab0a4cf6d23d59769434d7e788e8

Cheers
Smiley



hey mate
 I am not received payment..

Hi zazarb,

I can send through the interest of 0.04btc now. Please confirm repayment address.

I need to re-loan the principal of 0.62btc until 1 July 2017 please. An additional 0.04btc interest will be paid then ((total 0.66btc).

I hope you can agree.
Cheers
Smiley


Asked third extension (paid interest https://blockchain.info/tx/463c49bf4913c18a39d2fd4cf45a1f3c61fcfb96b44d4f395ded990b5ca8b7ad)

hi
Do not miss the deadline?

Hi zazarb,

I can send through the interest of 0.04btc now. Please confirm repayment address.

I need to again re-loan the principal of 0.62btc until 29 July 2017 please. An additional 0.01btc interest per week will be paid. This will be my final extension and i do not anticipate needing the full 4 weeks which is why i am doing a per week interest this time. I'm slowly getting out of trading and need a few more weeks.

Again i hope you can agree. Many thanks as always.

I hope you can agree.
Cheers

Missed repayment on 27th July. I asked repay until hard fork.

hey, haven't hear from you For a while, one of your mentioned date was 6th Aug ? What is the situation now?

Hi zazarb,

I thought you were getting back to me as to how we were going to deal with the fork situation after we saw how it all went.

From my perspective, i will repay principal loan plus 0.01btc interest per week until date repaid. I also had about 0.2btc on Poloniex margin trading and now they are saying they will pay BCH on 14th August so i may get some BCH. I can pay that to you if i get it. I'm not sure how they'll work with margin account. Otherwise i can only repay BTC.

Could we extend loan to 20th August. I will then owe you total of 0.69BtC.

Cheers mate.


here he paid interest for two month and small amount of principle

Hi zazarb,

The continued rise of BTC means i can't afford to pay you back in one go. I will have to do part payments. I haven't got my tax yet and i didn’t get any bch from poloniex either. I just repaid you 0.09btc : https://blockchain.info/tx/2027e6dad3d9f119df338b7c329bfbf0d5dc9f2dcb4dc710a458da424626bc66

As i go along i will make sure i pay you back full principal plus sufficient interest. Hopefully the rest will be in either 2 or 3 more payments.

Amount owed today 0.69btc
Amount paid 0.09btc
Balance still owing 0.5btc

I just never expected btc price to get so high.
Thanks for your understanding.

Cheers
Smiley


Sorry.
The above should be:
Amount owed today 0.69btc
Amount paid 0.09btc
Balance still owing 0.6btc

Cheers





next repayment

Hi zazarb,

Just made a part payment:  

https://blockchain.info/tx/7979888005f1514c2c7fd1cefbc5ce1b867f5353df7a9617332b3ebe04ff74f5

Balance still owing before today: 0.6btc
Plus interest up to today: 0.033btc
Less payment today: 0.133btc
Balance still owed 0.5btc

Cheers


Last one payment:
Hi zazarb,

Just made a part payment:  

https://blockchain.info/tx/7979888005f1514c2c7fd1cefbc5ce1b867f5353df7a9617332b3ebe04ff74f5

Balance still owing before today: 0.6btc
Plus interest up to today: 0.033btc
Less payment today: 0.133btc
Balance still owed 0.5btc

Cheers


Hi zazarb,

Further to PM above, i will be making my next monthly payment to you by the end of this weekend.
Please note that i have these repayments scheduled as monthly in my diary with a minimum of 0.1btc plus interest. Depending on my expenses and exchange price at time, i will of course pay more than 0.1btc if able to afford.

Cheers mate
Smiley


weekend pass, but I haven't received payment.

Hi zazarb,

Just made a part payment:  

https://blockchain.info/tx/d8fe2fd15e4f03f296f275de88b73c259706c3cd7c37aa7aff6498b4da96ff91

Balance still owing before today: 0.5btc
Plus interest up to today: 0.0225btc
Less payment today: 0.1225btc
Balance still owed 0.4btc

Cheers
Smiley



So last payment was on 19th Oct. remaining amount to repay 0.4BTC+ at least 0.06BTC interest for 3 month.

Additional Notes: I advise you to not deal with this user until this dispute is resolved.