its also worth noting and people need to accept the risk that their funds are no longer 100% theirs in a channel.. its not a sole holder bank account. its a joint account. because it requires the other person to agree on what you want to do with "your money".
and we agree when we do that, that the lock-out time is 1 week,
still needs agreement, thus LN is not peer to peer its partner to partner, just to clarify the inaccuracy of LN promotional material
..
anyway, without 2 signatures.. funds cant move