It is never too late to jump on the train but the market parameters needs to be taken in consideration. As above was said, todays market situation can be a great stress to one while for others can be a great starting opportunity.  Only thing is that there is much more projects around and you need to invest many time to detect the one you believe are going to be successful since many of them will come to the said end sooner or later, and same goes for ICO’s.