I would not rely on Ripple right now. Although this is not the best time to enter the market of crypto, you should better deal with smaller altcoins and keep them for a very short time to sell after. Fargocoin is not bad, for instance.
Buying the smaller altcoins is outright suicidal, especially during the current market conditions. Even established alts such as Monero are dropping quite heavily, with up to 80% declines. If you invest in the smaller coins, then there is a chance that you may lose all your capital.