My top 5 tips for investors when looking to invest into a lending platform:
1) Do not invest.
2) Do not invest.
3) Do not invest.
4) Do not invest.
5) Do not invest.

There are 5 or 6 lending platform that is based in cryptocurrency, Bitconnectcoin is their model I'm sure people will stay away from this kind of roadmap or platform, you can go up to 1000% profit then goes down to zero the next day when people start losing their confidence so better learn from Bitconnectcoin and stay away from similar program.