Please always remember NOT to invest your bread and butter money, or take out loans in order to invest in ICOS. Although many times they might seem lucrative investments, ICOS are still highly unregulated and I consider them as high risk investments in my portfolio. I never invest a lot but when I do, I like to really try to read all the news about that token and what the token solves by way or problems, who is the team behind it and their credentials and go through the whitepaper with a fine tooth comb. Now that ethereum prices have fallen it might be a better time to inves tin ICOS but then again eth prices may flunk further in the red, so your guess is as good as mine. Take investing in ICOS as gambling with a margin of calculated risk.