Hi Bankera Team. I saw your finance specialist Jonas yesterday. Does he have a surname? Also is it possible to see some of his past credentials and work?  Id expect a bit more detailed explanation if he references himself as a financial expert for "bank of the future".

I do have another question for you to help me understand. Below is a copy of your first-page post under Services:

"Loans and deposits will be a key competitive edge as well as a core service of Bankera. Not only saving, but also current accounts will receive interest. All Bankera clients will be able to benefit from higher interest rates due to proprietary information about borrowers' cash flows as most loans will be given to business clients of its payment processing solution."

I would love to know more, how will Bankera be competitive with loans (as a core business service)? Eu banks give super cheap loans, i think it about 2% yearly. How are you going to have same or better rates but at the same time banera clients will benefit from high-interest rates? Doesn't really add up does it?

I am dying to hear an explanation because what you wrote above doesn't really have any meaning. For a core service id expect you at least know how to interpret your solutions.