Ripple is not just a startup. It's a huge company that works in the market 5 years, has many offices around the world, and wants to implement its protocol for instant transfers between financial institutions with a minimum commission.
Regarding the course, my opinion: ripple is a long investment, it will surprise at the price of 2-5 years.
+1
So much more potential than all others crypto but that's too early for XPR.
For me, this is the one to order now.
Wait and see!