... skipping the fallacies ...
The lending platforms should work properly if the people running them know what they are doing and I still think they are a good model as they generate profits for the company with the lending so are not real ponzis
Generating profit for scammers doesn't mean it's not a ponzi. In fact the whole reason for the scammers to take the risk to run such illegal scheme would be to generate a profit.
These are not "lending platforms". The borrowed funds are not used for any other purpose other than to perpetuate the scam, which ends when there aren't enough suckers bringing in new money.
You are really dense to keep repeating your own erroneous views. You probably noticed I stopped responding to you before because of this. How many times have I explained how the actual 'lending' part is profitable for the company and also the lender. The company while it runs smoothly, pays back less coins than are lent, so it's like the reverse of staking coins since people get back less coins but are still happy due to the marketing and increase in coin price (they can afford this marketing due to their profits). It is deflationary as long as the company don't sell all these extra coins and just keep some out of circulation, but even if at times the coin didn't increase in price, they would just need to use their reserves of the coins (you probably noticed most have large premines for this reason, although ERC20 tokens can have unlimited supply if they wanted) and this would cause inflation and possibly a lack of buyers at some point (inflation is also what happens with all staking coins but lending when operating well is deflationary - lending doesn't even guarantee any return).
So as long as the coin doesn't fall to ridiculous levels and remains stable in price, the lending platform can continue. You might have noticed that Bitconnect, unlike Davor, had a very stable price that tended to increase a lot so that means the company was actually making profits. If the coin wasn't going up, the lending would still function but the company couldn't take any profits without stealing from investors and harming the platform. The company are not stealing from investors with the lending because the lenders are happy with the reduced profits as long as the company uses their profits to increase the coin value with buy back or marketing etc so the lenders accept this is how they make money. They also bring value by guaranteeing the investment value amount from fluctuations in the market. That is why it's a good model for cryptocurrencies.
Basically, you have never shown one iota of understanding about the lending platform model so it's no use even responding to your comments until you show you have listened and have at least some understanding.