Stay away from all Lending programs.

They are dead. Not one of them will even attempt to satiate the eventual cease and desist letter from the state of Texas.

You will lose your money.

Regal forced their investors into a new "staking" program that the investors did not choose. In return for your investment, you get worthless tokens with no use whatsoever.

Bottom line - stay away from all lending programs unless you enjoy losing all your money.