You could have mentioned Bitcoin-Central as an example. Bitcoin-Central was headed in the right direction by basically getting lisenced to operate as a bank themselves. Customers were about to get their own IBAN at Bitcoin-Central when they had to close due to a security breach at their hosting provider. I hope they'll open again soon.
sry for offtopic, but on the website of bitcoin-central is nowhere written that it's closed and no information about anything happend. So I have no clue if they are back or when they will be back, do someone know something about them?