Is paper wallet, the most secured, most reliable, budget and user-friendly wallet for you?
The most reliable? - maybe Yes, but the most user-friendly - definitelly no!

If You want reliabe and user-friendly wallet You should take a look at hardware wallets, but they can`t be free or very cheap!
Hardware wallets are not that much expensive it is roughly around $70,so it is in the budgets too.
But any types of wllaet which provides private key access is secure for our coins,no matter of paper wallet or hardware wallet.