I would say that you guys have to stop panicking and just wait..
You can never know what will happen.
PagareX does look good, better than most platforms already.
And their website was full already before the ICO started..
If it's a scam, then there is nothing we can do, if it is legit, we will see some nice returns.
There website is one of the worst lending platforms Ive seen. Not streamlined at all one of the reasons I only deposited $100.