We need to be more protected on exchanges. Bank insurances are not strange to us and we need some regulation like that.
Hacking exchanges and stealing so many millions in crypto must be low as possible. Exchanges are not taking serious steps to make it safe.
Even if exchanges take serious measures to protect our investment with cold storage or what not, why should I believe them. I want to be secure.
I guess everybody will pay for the insurance, but it is a must.

Some steps in this direction will be maid I'm sure.