For me, it isn't. We have different talent and knowledge on how we give and do stuff that we love. Bitcoins are for everyone and we have the chance to try or even have this to earn and save money for our future.
How about you guys? Is it only for the educated and knowledgeable people only?
I totally agree with you that bitcoins are for everyone, and there are many graduate and doctoral students around me. They have a high degree. But they didn't believe in bitcoin, they thought it was a scam, and when I talked to them, I tried to explain to them how bitcoin works, and they didn't care.