So if i only have .5 zcl I won't get any bitcoin private unless i get another .5 zcl before the 28th of feb?
yes, when hard fork happens, snapshot for all ZCL and BTC will happen. Anyone with a ZCL or BTC in a supported wallet or stock will get Bitcoin Private (BTCP) with a 1: 1 ratio. For example, if you have 5 ZCL and 0.1 BTC, you will receive 5.1 BTCP.