I've been hearing and reading rumors that lightning network could lead to a layer 2 centralization? But at times i can't believe what others call Centralisztion.
Yes I Know a bank or company can open a payment channel but in my eyes, that doesn't make it centralized. I think certain people throw the centralization word around loosely because they have never really experienced true centralization.
any thoughts?
The group of people that use it for fast transactions may not care that much, they just want their money or want to send their money.