Just like everyone else, I'm trying to figure out what is believable and what isn't in regards to the UNY/DIG situation.  I found this recently and think it is a concrete reference:

https://www.prnewswire.com/news-releases/next-group-holdings-inc-partners-with-arbitrade-exchange-inc-in-joint-venture-to-launch-the-worlds-first-prepaid-gift-card-with-cryptocurrency-capability-300583799.html

Plans are one thing and execution is another.  However, an onramp to an exchange that doesn't need bank support along with a commodity-anchored coin makes sense to me for an ecosystem.  If they can execute, this is a big deal and represents a risk/reward ratio I'm comfortable with.

First post so don't beat me up!!  Just trying to contribute.