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Whats wrong with living in a shack? Some people choose to live within their means and if a shack is their only option than so be it
Nothing. However, there is something very wrong in trying to insinuate that I'm solely financially desperate when one lives in a shack. Someone who is solely financially motivated would never work for this system (i.e. either never want to be in DT or only work on their own profit while the community suffers; a perfect example or two can be found in here)....You are still invlouded in a signature campaign it looks like? So I would assume your income has not changed
Have you ever considered that one of the major reasons behind this was the competition in the escrow business? 
Average Joes tend to be predictable.