Ripple is not a ambiguous as other currencies. It only focus on international payments, use blockchain block supply for banks with oversea transactions.
Ripple allows banks to save up to 30% of the cost, but for users, this number up to 50-60% for money transfer or payment operations.
Ripple does not have any barriers, payments can be made across borders. Transactions are freedom, directly and immediately with very cheap fees.
XRP is a centralized coin created by the bankers which are the opposite of cryptocurrencies,i dont know why you people are still using and investing this shitcoin knowing that this is created to make our community more centralized.Cryptocurrencies are created to be decentralized but this one is clearly doing the opposite if you dont want to lose your money stay away from this coin.