snip--
The only positive thing that happened here, You recognized that you owe money, via pm you tried to prove otherwise.
No i have not. It the PM you are referring to, i was placing this matter in context overall, just like i have stated in posts in this thread.
I have always acknowledged i have not paid the debt in full in btc terms. But from a fiat perspective, and from an overall dealings perspective between us, up to 20 deals, you are in front
and this is 1 deal in many that hasn't been resolved. You've had many months to offer a solution to the on-going and ever-increasing repayments i have had to make, that's May 2017 to Feb 2018, but nothing this whole time. Its as if you said to yourself 'well since he is making part payments, I'll just let him struggle and continue to pay'.
But as soon as i say i cant afford it at the moment due to x and y -
you immediately open a scam accusation. From my perspective that's really shitty man. I communicated with you the whole time how stressed i was about the repayments owed, yet i continued making them for
months. Then you just do this to me.
You are in the business of lending. And because no borrower can be perfect all the time, you protect yourself by charging interest. And you've continued to charge me interest to this day.
I understand this is frustrating for you as it is for me. But the way you turned so suddenly, i'm like what the hell.
Cheers
#then I was wrong, because I had better opinions about you.
#what terms do you expect, if our agreements signed specifically for such!
# this thread about this one deal , and stop to finally related it to fiat or previous deals.
# "immediately"- I wait since Nov. until Feb., and maybe yourself have always acknowledged that not paid me, but I do not see it in your answer(after 2.5 months of silence):
snip-
hello, already passed januar, but not hear anything from you side...
Hi Zazarb,
Come on mate, what do you expect me to do - the price of BTC is higher than before.
What would you do in my situation? What is actually fair here? You charged a high interest rate in your business for the risk you took. You've made a lot of btc from it. My situation is only because the price of btc skyrocketed not because i choose it. I did a lot of business with you with paypal and btc and always paid you good interest.
And you know and can see that everything has changed with high price of btc, you've been on the forum a long time like i have - Mt Gox trustee only paying out $$ value at time of debt not btc amount; here on forum people denominating things in $$'s not btc anymore; primedice doing giveaways in $$'s not btc; people asking for $$ loans not btc loans, and a whole lot more etc etc.
You said you offered your service not as a business but as a service to the community - then you should be happy you made btc from me and are not behind.
- The last loan i borrowed was worth $750, and I've repaid $1830 (that's 250%).
- From the last 10 loans i did with you, you gave me a total of 5.745BTC and I've repaid a total of 5.930BTC (see table below) -> an extra 0.185BTC in total = You are in front with my business. Not to mention even earlier loans we've done together. I've done my best with you and you know i always was honest and communicated with you.
Btc Loaned Btc Repaid
Apr-17 0.620 0.455
Mar-17 0.650 0.690
Feb-17 0.650 0.680
Jan-17 0.700 0.730
Dec-16 0.550 0.585
Nov-16 0.575 0.615
Oct-16 0.565 0.600
Sep-16 0.560 0.600
Aug-16 0.475 0.515
Jul-16 0.400 0.460
5.745 5.930
Btc Interest Paid +0.185BTC
% Interest 3.2%
You are in front here. Be a fair person and look at it as good karma for you.
I have repaid more than i borrowed from you.
I cannot pay any more.
Good luck old friend.
Cheers
Goose20
P.S.
We can talking about freezing interest(or even reducing) but first you need repaid principle amount what you borrowed.