Does anyone on here think that there is ever going to be Bitcoin Bank, be it something which is centralized or something which isn't really doesn't matter. But I'd think of this as a company, or a union (like one of those credit union banks) where loans would be given out to people with trust, money is held, and so on and so forth.
I know many think that they can escape banks, but they are insanely helpful and trustworthy for many everyday people who we'd want to join into the BTC community.
I think there are banks for digital currencies as of today yet I can't confirm if such business have really started as of now since I did not know if they were successful in their attempts to establish one. But this is not far from reality as there are no differences between real money and digital currencies. They are valued just the same. The diffrence is one is virtual or digital and the other is real. Should there be any, I would certainly agree it could be that helpful as you have stated.