I suppose that there are some newbies (and some non-newbies too) out there who got invested over 10k, and are currently losing money.
Losing money is very stressfull, so I was just wondering... are you cutting your losses or you will hodl your stash untill 2020 and more following an "all or nothing" strategy?
If you have bought on all time high and in order not to lose money then don't sell because things will go back to where it is. You will not be stressed in a dip situation if you are only investing money which you can afford to lose. Easier said than done though.