As much as I like the concept of digital money, I have to agree with the people above me and currently regard BTC predominantely as a way to speculate and make profit. Yes, that's a crappy stance in the world of cryptocurrencies and it really doesn't help to make the cryptomarket more stable and thus more attractive to investors. I'm guilty as heck. But the utility of cryptocurrencies is still next to zero and I've gotta pay my bills / products / vacations in fiat money so I act accordingly. I must add that crypto has taught me a LOT about the dynamics of financial markets and can now sort of recognize some 'red flags' on the market.

However, I do hope we'll eventually see a transition from the current old financial infrastructure to a crypto-dominated one.