I pity you guys banking on Ripple, it is against what cause the crypto movement, Satoshi started BTC because he was tired of the fraud that these governments are commiting and gave us a better money in Bitcoin, but it seems you guys are bent bringing us back to this same day
I doubt if the banks will use the RippleNet it will centralize the XRP. XRP still in the decentralization since the the Banks or other government entities will just use the services.
I fact it can help to promote the XRP. Recently after those news were in public XRP price hike.