Can anyone please lend me .05 btc please.If you need collaterals ask me what type it is i cause i donot know what it actually is?I can repay you in 2 months time with interest.I have a bike and a laptop if you accept them as collateral.
If you dont know what collateral is, then you dont need a loan. Read
https://bitcointalk.org/index.php?topic=577765.0 (first and second post) and either provide something 120% of what youre asking or lock this thread before you get a negative feedback.