The underlying economic difference is that people are reluctant to give money to the poor because they see the level of one's wealth, but it is not wrong to help a hungry person just by giving money. But if we give them automatic money they will be lazy to find a decent job
Sometimes some people were scam because will not be able to search of the business regarding their legalities and documents...aside from that ,some people it they don't know knowlegable how it works and risky to do this bussiness...