The risk is always there, if you want to buy now then the risk is, the price may go down after you buy. But if you decide to wait before you buy, the risk is that the price may go up. You have to be brave to make a decision and do not regret what you have decided whatever the outcome because it is useless. You have to be wise.
I strongly agree on your opinion that, the risk is always there, and if you want to buy now then the risk is if the price may go down after you buy bitcoins but if you also decide to wait until the price goes up or down. And adding also my opinion that, risk will vary depending on the individual, many people were crying when the btc market cap went down by something. In addition, it is risky just like any other investment, there is a chance that you can gain and there is also an equal chance of losing your investment. On the other hand, all investment are risky and I personally holding bitcoin but my goal is to make more profit.